Wealth Café Suggests

Do you have a health policy in addition to your Employer policy?

In addition to the employer provided health cover, it is strongly advisable to have an individual health plan for the following reasons:
>>> This ensures that if you leave your current employment and seek employment elsewhere, there is no period of non-coverage.
>>> This also ensures that you are not without a medical cover when you retire and need it the most. 
>>> Even if you take a fresh medical policy on retirement your pre-existing diseases will not be covered under the same and to an extent defeats the purpose of medical insurance.
>>> The independent policy acts as an additional top up to the cover provided by your employer.